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Frequently Asked Questions

How much can I borrow? 8

You can borrow between 200 - 500,000 depending on your income and your needs

What is the interest rate on the loan? 8

The interest depends on the type of loan you need as the risk associated with each loan type is different.

What is the process for applying for a loan? 8

Just click on the apply for loan button or apply using WhatsApp +260957438736

Do I need collateral to get a loan? 8

You will need collateral for some of our loans except a GRZ for government workers or employees of partner companies

How long does it take to get approved for a loan? 8

It only takes 2-3 business hours to get approved for a loan if all the requirements are submitted with the application.

Can I get a loan if I have bad credit? 8

Yes you can get a loan if your credit is bad but you will need collateral and a guarantor.

What is the interest rate on the loan? 8

The interest depends on the type of loan you need as the risk associated with each loan type is different.

When do I have to pay back? 8

Payment date for all loan plans differ from each other. However, it is usually between 30-180 days from when the loan is credited to your account but you may apply for an additional 30 days extension (same rates will apply)

When will I get the money? 8

How do I make my loan payments? 8

You can make your loan payments online via our website, via WhatsApp or via Facebook.

How do I contact customer service if I have more questions? 8

You can contact customer service via WhatsApp on +260 957438735

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